Terms of Service

Last Updated January 11, 2025

Welcome to Dynopay. By accessing or using our services, you agree to be bound by the following Terms of Service. Please read them carefully.

1. Overview

Dynopay is a digital payment platform that provides wallet-based balance management, bank transfers, and cryptocurrency transactions. These Terms govern your use of our website, platform, and services.

2. Eligibility

To use Dynopay, you must: • At least 18 years old • Capable of entering into a legally binding agreement • Not located in a restricted or sanctioned jurisdiction We reserve the right to reject or terminate any account that violates these requirements.

3. User Account

To access certain features, you may be required to register an account. You agree to: • Provide accurate and complete information • Keep your login credentials confidential • Be fully responsible for all activity under your account Dynopay is not liable for any unauthorized access resulting from your failure to secure your account.

4. Permitted Use

You agree to use Dynopay only for lawful purposes and in compliance with all applicable laws. Prohibited uses include, but are not limited to: • Money laundering, terrorist financing, or fraud • Using stolen or unauthorized payment methods • Engaging in activities that violate sanctions or embargoes • Attempting to bypass identity verification or security measures

5. Payments & Fees

• Wallet Balance: You may top up your wallet via supported payment methods. • Bank Transfers: Subject to processing time and applicable fees. • Crypto Payments: Only supported cryptocurrencies are accepted. We are not responsible for incorrect addresses or network delays. • Fees and exchange rates may apply and are visible before confirming any transaction.

6. Risk Disclosure

Using cryptocurrencies carries inherent risks including volatility, network errors, and regulatory changes. You acknowledge and accept these risks when using Dynopay. We do not offer investment advice or financial guarantees.

7. AML & KYC

All users must comply with our AML Policy. We may request verification documents at any time and may freeze or terminate accounts for suspicious activity.

8. Account Suspension & Termination

We may suspend or terminate your access to Dynopay without notice if: • You breach these Terms • We suspect unauthorized or unlawful activity • Required by law enforcement or regulators Upon termination, we may restrict access to funds pending investigation.

9. Intellectual Property

All content, logos, trademarks, and code on the Dynopay platform are the property of Dynopay or its licensors. You may not copy, distribute, or reverse engineer any part of the service without permission.

10. Disclaimer of Warranties

Dynopay is provided "as is" without warranties of any kind. We do not guarantee: • Continuous or error-free service • That any transaction will be completed • Accuracy of third-party data (e.g., exchange rates)

11. Limitation of Liability

To the maximum extent permitted by law, Dynopay is not liable for: • Indirect or consequential losses • Loss of funds due to user error (e.g., wrong wallet address) • Network failures or force majeure events

12. Modifications

We reserve the right to modify these Terms at any time. If material changes are made, we will notify users via email or on-platform notice. Continued use of the service constitutes acceptance of the updated Terms.

13. Governing Law

These Terms are governed by the laws of Portugal. Any disputes shall be subject to the exclusive jurisdiction of the courts in that jurisdiction.

14. Contact Us

If you have any questions regarding these Terms, please contact us at: [email protected]