Dynopay · Crypto payments for real businesses
Accept crypto payments.
Get paid your way.
Take Bitcoin, Ethereum and stablecoins on a hosted checkout, payment link or API. Keep the coin or auto-convert to USDC or USDT — settled to a wallet you control. No chargebacks.
New here? We waive our platform fee on your first payment.
First payment fee-free · No card required · 9 blockchains, 15 coins & tokens
Non-custodial · Encrypted · GDPR / AML
Are you a creator? Claim your @handle →
Acme Store
Secure checkout
Live demo
Amount due
$12.00
USD → USDC
Settles to the coin you choose · fees from 1.5%, down to 0.5% at scale
[ Get started in minutes ]
From sign-up to your first payment.
No crypto experience needed. Three steps and you're accepting payments that settle to the coin you choose — the original crypto, or auto-converted to stablecoin.
Step 01
Create your free account
Sign up in a minute — no card, no crypto knowledge required.
Step 02
Share a link or add checkout
Send a payment link, or drop our hosted checkout onto your site or store.
Step 03
Get paid your way
Keep the original coin or auto-convert to USDC or USDT — your choice — settled to a wallet you control.
[ Who is this for? ]
One crypto checkout.
Every kind of business.
Merchants, creators, fundraisers, developers — pick your door. The same hosted checkout and payment links, the same wallet you control, the same simple fee.
Start here
01 · Merchants
Sell products in crypto.
Hosted checkout, product catalog and invoices. Auto-convert or keep the original coin.
1.5→ 0.5%
fees as you grow
02 · Fundraisers
Run campaigns that fund.
Goal bar, tiers, donor wall and updates. Every donation lands on-chain, in your wallet.
On-chain
transparent by default
03 · Creators
Get tipped by your fans.
Your own dynopay.com/@handle page with inline tips — no chargebacks; funds settle straight to your wallet as soon as the payment confirms.
~4s
payout to wallet
04 · Developers
Ship crypto in an evening.
REST API + webhooks, sandbox keys, first 201 in under 10 minutes.
~10 min
to your first 201
The old way is broken
Crypto payments shouldn't be this hard
Volatile balances, custodial risk, chargeback fraud and bolted-on checkouts hold merchants back. Dynopay removes each one.
Prices swing before you can spend what you earned.
Auto-convert every payment to stablecoin the moment it settles.
A third party holds your funds — and can freeze them.
Non-custodial by design: crypto lands in your own wallet, never ours.
Card chargebacks claw back revenue months later.
On-chain payments are final — zero chargebacks, ever.
Integrations drag on and the checkout feels bolted-on.
A hosted checkout and clean REST API get you live in an afternoon.
[ Solutions ]
Built for how
you get paid.
Whatever you sell, there's a Dynopay setup for it — same wallet, same low fees, same non-custodial rails.
E-commerce
A hosted cart with VAT and instant crypto checkout for physical or digital goods.
SaaS
Bill subscriptions and seats through the API, with signed webhooks for provisioning.
Digital downloads
Deliver files, license keys or links automatically the moment payment confirms.
Freelancers
Send crypto invoices with VAT and get paid straight to your own wallet.
Remittance
Move value across borders in minutes — no bank hours, no chargebacks.
Gaming
Take global top-ups and in-game purchases with low, predictable fees.
[ What's inside ]
Everything you need
to get paid.
One platform, three ways to plug in: a hosted checkout, automatic settlement, and a clean API. Take what you need, ignore the rest.
Checkout
Checkout that speaks every coin.
Share one link. Customers pay across 9 blockchains — keep the coin or auto-convert to USDC/USDT, your choice.
See checkout
Auto-convert
Take volatile. Keep stable.
Accept BTC or ETH and settle to USDT or USDC automatically once the payment confirms — no price-swing exposure.
How settlement works
Developer API
Crypto payments, shipped tonight.
REST + webhooks, sandbox keys, and copy-paste snippets. Your first 201 lands in about ten minutes.
Read the docs
See it in action
The checkout your customers actually finish
A clean, hosted checkout that handles coins, networks and QR codes — then confirms the moment the payment lands. This is the real thing, not a mockup.
Auto-converting
0.004376
ETH
52.50
USDC
Keep the coin or auto-convert — your choice
0:00
Awaiting payment
From checkout to confirmed in seconds
The real hosted experience — your customer picks a coin, pays, and it settles instantly.
Why Dynopay
Built different where it counts
We don't win on the lowest headline rate — we win on what actually protects your money and your time.
Non-custodial by design
Payments settle straight to your own wallet. We never hold or pool your crypto.
Auto-convert to stablecoin
Neutralize volatility automatically the instant a payment confirms.
You choose who pays the fee
Pass the network and processing fee to the customer, or absorb it — your call, per payment.
One-click on-chain refunds
Refund a customer in the original coin, straight from your dashboard.
No monthly or setup fees
Pay only when you get paid — and your very first payment is completely fee-free.
Built for developers
A clean REST API, sandbox keys and webhooks for every payment event. No SDK lock-in.
One account, every brand
Run multiple businesses or brands from a single login — each with its own checkout, wallets and settlement. Switch between them in one click.
Multi-brand
One account, every brand
Run multiple businesses or brands from a single login — each with its own checkout, wallets and settlement. Switch between them in one click.
One login for every brand — no juggling separate accounts.
Each brand keeps its own checkout, wallets and settlement currency.
Switch between brands in one click, on any device.
Aurora Group
Your brands
Aurora Coffee
Nomad Studio
Side Projects
[ Ways to get paid ]
Nine ways to
take a payment.
Pick the surface that fits — a link, a hosted page, an API call or a full storefront. One wallet, one dashboard behind them all.
Payment links
Share one link anywhere. Buyers pay in seconds — no account needed.
Hosted checkout
A branded, drop-in payment page for any amount or product.
REST API
Create charges from your backend, with signed webhooks and sandbox keys.
Buy buttons
Embed a pay button on any website with a snippet of HTML.
Embeddable elements
Drop checkout into your own pages using publishable keys.
Storefront
A full catalog — digital, physical or service — with cart and VAT.
Creator tips
Your own @handle page for one-tap tips from your fans.
Donations
Fundraising links with goals, tiers and a live donor wall.
Invoices
Send crypto invoices with VAT, reverse-charge and PDF receipts.
[ Fees, your way ]
You choose who pays the fee.
Absorb the fee yourself, or pass it to the customer and keep 100% of your price. Switch it per link or per checkout, whenever you like.
First payment free
No monthly fees
No setup fees
Settle in stablecoin
Simple, usage-based pricing: from 1.5%, dropping to 0.5% as you grow — and your first payment is on us.
I pay the fee
Customer pays
On a $100 payment
Customer pays
$100.00
You receive
$97.50
You cover the fee, so the price your customer sees stays exactly $100.
Example at the Starter rate with all per-payment fees included — see the Fees page for full pricing. Your rate drops to 0.5% as your volume grows.
Why us vs the alternatives
A fairer deal for accepting crypto
How Dynopay stacks up against a typical crypto payment processor.
Dynopay
Typical processor
Fund custody
Non-custodial — settles to your wallet
Custodial — they hold your funds
Volatility
Auto-converts to stablecoin
You're left holding the crypto
Who pays the fee
You choose, per payment
Merchant, always
Refunds
One-click, on-chain
Manual or unsupported
Monthly & setup fees
None
Often charged
First payment
Free
Charged from day one
Comparison reflects common industry practice; specifics vary by provider.
[ Coins & tokens ]
15 coins & tokens. Nine chains.
Bitcoin, Ethereum, Solana, XRP and more — plus USDT, USDC and RLUSD across Ethereum, Tron and Polygon.
Keep it, or auto-convert.
Get paid in any coin and keep it, or auto-convert to USDC or USDT the moment it confirms. Your choice, every time.
[ Trust, built in ]
Crypto you can actually refund.
The parts that make crypto feel risky? Handled. Refunds, custody and webhooks — done right.
One-click crypto refunds
Refund a payment on its original chain, full or partial — the customer gets an emailed receipt.
Non-custodial by design
Funds settle straight to your own wallet. We never hold your money — your keys, your crypto.
Signed webhooks
HMAC-signed events, automatic retries and a dead-letter queue keep your systems in sync.
[ Why merchants trust us ]
Low fees. No chargebacks. Your keys.
Non-custodial by design, compliant by choice — keep the coin you're paid in, or auto-convert to the stablecoin you pick.
0.0%
Starter fee
as low as 0.5% at scale
9
Blockchains
15 coins & tokens
0
Chargebacks
crypto settles final
24/7
Always on
no banking hours
Encrypted
KYC / AML
GDPR
Non-custodial
For developers
Go live in an afternoon
A clean REST API, a hosted checkout, sandbox keys and webhooks for every payment event — with no SDK lock-in.
Sandbox mode
Every account ships with test keys (dpk_test_) to build and simulate payments — no real funds.
Real-time webhooks
Get notified the moment a payment is detected, confirmed and settled.
Hosted checkout
Drop in a payment link or embed — we handle coins, networks and QR codes.
Non-custodial
Funds settle to your wallet; you always keep control of your keys.
Create a payment
curl -X POST https://api.dynopay.com/api/user/createPayment \
-H "x-api-key: your_api_key" \
-H "Content-Type: application/json" \
-d '{
"amount": 49.00,
"redirect_uri": "https://store.com/thanks"
}'
# -> 200 OK
# {
# "message": "Link Generated!",
# "data": {
# "redirect_url": "https://checkout.dynopay.com/pay?d=abc123",
# "available_currencies": ["BTC", "ETH", "USDT-TRC20", "LTC"]
# }
# }Simplified example — see the full API reference at /documentation.
[ Get up to speed ]
Start with the basics.
Developers
Read the docs
REST API, webhooks and SDKs with copy-paste snippets. Go from zero to your first live charge in minutes.
Explore
Guides
Learn the basics
Plain-English guides on accepting crypto, auto-converting to stablecoins, and staying non-custodial.
Explore
Pricing
See the fees
From 1.5% per payment down to 0.5% as you grow. No monthly fee, no setup fee, no chargebacks — ever.
Explore
[ Answers ]
Frequent questions.
Do I need to hold crypto to accept it?
Nope. Buyers pay in any of our 15 supported coins & tokens across 9 chains, and you decide what you keep — hold the original coin, or auto-convert to USDC or USDT, settled to your wallet as soon as the payment confirms on-chain. You never touch a crypto exchange.
Where do funds land?
Directly in a wallet address you control — not held by us. Dynopay is non-custodial. Every settlement is a real on-chain transfer to your address.
What does it cost?
Every payment costs a simple percentage — from 1.5% (Starter) down to 0.5% (Enterprise), based on your all-time settled volume — and your first payment is fee-free. No monthly fee, no setup fee, no chargebacks. See the Fees page for full pricing details.
How fast is settlement?
It depends on the network. Stablecoin rails and fast chains (TRC-20, Polygon, L2s) usually confirm in a minute or two; Bitcoin and Ethereum mainnet can take longer when they're busy. Your dashboard shows live transaction status the whole way — and if you've turned on auto-convert, funds land in your chosen stablecoin the moment the payment confirms; otherwise you keep the coin the buyer sent.
Do you support fiat, refunds, or subscriptions?
Refunds, yes — one-click, on-chain reversals that send funds straight back to the buyer's address. We don't do fiat cards or auto-recurring subscriptions today: every charge is a direct, one-time crypto payment settled to a wallet you control, with optional auto-convert to USDC or USDT. Need a repeat payment? Just reshare the same link.
Is there a referral program?
Yes. Share your referral link and you'll earn 25% of the Dynopay fees from every merchant you refer, for 12 months — taken as fee credit or cashed out in USDT (TRC-20). Your friend gets 50% off fees for 30 days the moment they join; your revenue share starts once they take their first payment.
Still curious? · Ask us anything →
Refer & earn
Know a business that should take crypto?
Refer them to Dynopay and earn 25% of their fees for 12 months — as fee credit or USDT cash-out.
[ Ready when you are ]
Get paid in
crypto today.
Free to start. No card. Live in under 10 minutes — bring your wallet, keep your money.
New here? We waive our platform fee on your first payment.
Non-custodial · 9 blockchains · Encrypted · GDPR / AML