How Crypto Payments Work for Merchants

Crypto payments can feel like a black box if you have never taken one. This article walks through exactly what happens from the moment a customer decides to pay to the moment settled funds are in your control.

The payment journey, step by step

You share a payment link, invoice, or hosted checkout with your customer.
The customer chooses a cryptocurrency and network and is shown the exact amount and a wallet address (usually as a QR code).
They send the payment from their own wallet or exchange.
Dynopay detects the transaction on the blockchain and tracks its confirmations in real time.
Once confirmed, the payment is marked complete and the funds are credited to the wallet you control.

Confirmations explained

A blockchain confirmation is the network agreeing that a transaction is valid and final. Dynopay waits for the appropriate number of confirmations for the chosen network before marking a payment complete. This protects you from payments that could later be reversed, which is why crypto payments have no chargebacks.

Non-custodial by design

Dynopay is non-custodial: funds are sent to a wallet that you control, not held in a Dynopay account. You keep custody the entire time and can move your crypto whenever you want.

Tracking everything in your dashboard

Every payment appears in your dashboard with its status, amount, currency, network, and confirmation details. You get a single, real-time view of what has been paid, what is pending, and what has settled.

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