Fees, Rates & Conversion Logic

Transaction fees

Dynopay charges a simple percentage per successful payment. It starts at 1.5% and decreases as your all-time settled volume grows, dropping as low as 0.5% for high-volume merchants. The blockchain network fee is shown separately at checkout. Your first payment is platform-fee-free so you can test the full flow at no cost.

Network fees

Separate from Dynopay's fee, every blockchain charges its own network (gas) fee to move funds. This fee goes to the network, not to Dynopay, and varies by network and congestion. Choosing an efficient network keeps these costs low for you and your customers.

How exchange rates are applied

• When you price in a fiat currency, Dynopay converts the amount to the chosen crypto using a live market rate at checkout.
• The rate is shown to the customer so they know exactly how much crypto to send.
• Paying in a stablecoin keeps the received amount close to the invoiced amount, avoiding volatility.

What you actually receive

The amount credited to your wallet is the payment amount minus the applicable Dynopay fee. Because Dynopay is non-custodial, settled crypto is yours immediately — there is no waiting period imposed by Dynopay before you can use it.